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Important Disclaimers
Last Updated: 12/09/2025
The following disclosures apply to Tapa Private Wealth Inc., a Florida-registered investment adviser, and to all TPW content and communications, including this website, blogs, newsletters, emails, webinars, videos, social-media posts, and any other materials (collectively, the “Content”).
Educational Purposes Only; Not Advice
All Content provided by TPW is for general informational and educational purposes. It is intended to demonstrate TPW’s analytical approach and professional capabilities in investment research, planning, tax strategy, and education.
The Content is not intended to, and should not, be relied upon as accounting, legal, tax, insurance, investment, or other professional advice. Nothing in the Content constitutes a recommendation, offer, or solicitation to buy or sell any security, to adopt any strategy, or to engage TPW for investment advisory or other professional services.
The Content does not take into account the investment objectives, financial situation, risk tolerance, or particular needs of any specific person. You should not rely on the Content as the sole basis for any investment, financial, or tax decision. You are strongly encouraged to consult your own qualified professional advisers before acting on any information from TPW.
For visitors who are not advisory clients of TPW, TPW is not acting in a fiduciary capacity with respect to your use of the Content or this website.
No Advisory Relationship Until Formal Engagement
Viewing or using this website, subscribing to or interacting with TPW’s Content, or contacting TPW (including via email, chat, or social media) does not create an advisory-client, tax-client, or any other professional relationship with TPW.
An advisory relationship with TPW is established only when both of the following have occurred:
You and TPW have signed a written Investment Advisory Agreement (or equivalent advisory contract) that has been accepted by TPW; and
All required onboarding steps have been completed, which may include opening and funding one or more accounts with a qualified custodian.
Until these steps are completed, all communications from TPW should be considered general in nature and not tailored to your personal circumstances.
Relationship to Advisory Services and Governing Documents
The scope of any advisory or planning services TPW provides to a client—including services, fees, risks, and other important terms—is governed solely by TPW’s written agreements with that client (such as the Investment Advisory Agreement), TPW’s Form ADV and related regulatory documents, and any other written disclosures provided by TPW.
Nothing on this website or in any other general Content amends, supersedes, or expands the terms of those written agreements or regulatory documents. In the event of any conflict between the Content and a client’s written agreements or regulatory documents, the written agreements and regulatory documents will control.
Limitations of Services and Reliance on Client Information
TPW’s advisory and planning recommendations are based on information provided by clients and on other information that TPW believes to be reliable. TPW does not audit or independently verify client-provided information and has no obligation to do so.
Clients are responsible for providing accurate and complete information and for promptly notifying TPW of any material changes to their financial situation, investment objectives, risk tolerance, tax status, or other relevant circumstances. Recommendations may be inaccurate, incomplete, or inappropriate if client information is incomplete, inaccurate, or not updated in a timely manner.
Registration and Geographic Limitations
Tapa Private Wealth Inc. is a state-registered investment adviser organized in the United States and currently registered in the State of Florida. Registration as an investment adviser does not imply a certain level of skill, training, or expertise.
TPW’s advisory services are offered only in jurisdictions where TPW is appropriately registered or qualifies for an exemption from registration, in accordance with applicable laws and regulations.
Service Availability and Geographic Restrictions
The owner of this website is based in the United States, and this website and the Content are intended primarily for persons residing in the United States. TPW services and products may not be available in all jurisdictions and are offered only where they may be lawfully offered.
If you access this website or Content from outside the United States, you do so on your own initiative and at your own risk. You are responsible for understanding and complying with any local laws or restrictions that may apply to you.
No Offer or Solicitation
Nothing on this website or in any TPW Content should be construed as an offer to sell, or a solicitation of an offer to buy, any security, investment product, advisory service, or other product or service in any jurisdiction where such offer, solicitation, purchase, or sale would be unlawful or not permitted.
Any offer of advisory services by TPW is made only through TPW’s Form ADV and applicable written agreements and only to persons in jurisdictions where such services may be lawfully offered. Individuals who are not residents of the United States should consult with their legal or financial advisers regarding whether TPW’s services and products may be lawfully offered or sold in their jurisdiction.
Investment Risks and Benchmark Limitations
All investments involve risk, including the possible loss of principal. Different types of investments involve varying degrees of risk and may not be suitable for all investors. There is no assurance that any particular investment, strategy, or allocation will be profitable, suitable, or successful in achieving any particular goal or objective.
Past performance is not indicative of, and does not guarantee, future results. Investment returns and principal values will fluctuate, and investors may experience gains or losses.
You cannot invest directly in an index. Index and benchmark returns do not reflect the impact of advisory fees, trading costs, taxes, or other expenses, all of which would reduce actual returns. Index or benchmark composition may differ materially from TPW client portfolios.
Digital Assets and Other Non-Traditional Investments
Digital assets (such as cryptocurrencies and tokens), derivatives, options, short selling, margin, leveraged strategies, concentrated positions, illiquid investments, and other non-traditional investments involve unique and heightened risks, which may include:
Extreme price volatility and potential for total loss
Limited liquidity and wide bid-ask spreads
Regulatory uncertainty, changes, or enforcement actions
Technology, operational, and cybersecurity risks
Forks, protocol changes, and other structural events
Counterparty and custody risks, including potential loss of access to assets
These investments may be unsuitable for many investors and should be considered only after careful evaluation of your objectives, risk tolerance, liquidity needs, tax profile, and time horizon.
Hypothetical, Back-Tested, or Simulated Results
If TPW presents hypothetical, back-tested, or simulated performance results, such results have important inherent limitations. They do not reflect actual trading in client accounts and may rely on assumptions, models, or back-looking data that cannot fully account for the impact of market, economic, or other factors on actual investment decisions.
Hypothetical, back-tested, or simulated results are provided for illustrative purposes only. No representation is made that any account will or is likely to achieve results similar to those shown. Actual results may differ materially from any illustrations.
Information Sources, Accuracy, and Changes
TPW believes that the information and data used in the Content are obtained from sources believed to be reliable; however, TPW does not guarantee the accuracy, adequacy, completeness, or timeliness of such information. Opinions and forward-looking statements—including views on markets, strategies, or the economy—are subject to change without notice and may be wrong.
TPW has no obligation to update or revise any Content to reflect subsequent events, changes in circumstances, or new information. Your use of this website and the Content is at your own risk.
For purposes of these disclosures, “TPW Parties” means TPW, its affiliates, and each of their respective directors, officers, employees, agents, service providers, contractors, licensors, suppliers, successors, and assigns. The TPW Parties have no responsibility or liability for decisions or actions you take or fail to take in reliance on any Content.
Third-Party Data, Tools, Links, Endorsements, and Testimonials
The Content may reference or incorporate third-party information, market data, tools, or websites. Such third-party data, tools, and information are provided “as is,” for convenience only, and are not guaranteed as to accuracy, completeness, or timeliness. TPW does not control and is not responsible for the content, security, or policies of any third-party websites.
Links to third-party sites, and any third-party tools, services, or information, do not constitute an endorsement, approval, or recommendation by TPW of the third party or its products or services.
Testimonials, endorsements, ratings, or reviews (if any) referencing TPW are considered advertisements under applicable laws and regulations. Important disclosures—including whether compensation, conflicts of interest, or other material relationships exist—should be reviewed together with any such statements.
Tax and Legal Considerations
TPW provides proactive strategic tax planning and related services only pursuant to a separate, written tax engagement letter that defines the scope of services, deliverables, and fees. TPW does not provide legal advice.
Unless provided under such a separate tax engagement, any tax-related information in the Content is general in nature and is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of (i) avoiding tax penalties or (ii) promoting, marketing, or recommending any transaction, arrangement, or strategy.
Users and clients should consult their own qualified tax and legal advisers regarding their specific circumstances before implementing any strategy discussed by TPW.
Social-Media Content
TPW’s social-media communications—including posts, comments, “likes,” “follows,” “shares,” and similar interactions—are intended for general informational and educational purposes only and are not individualized investment, tax, legal, or financial advice. Social-media content is inherently limited in scope and may not include all relevant disclosures, risks, or information that may be available on this website or in TPW’s regulatory documents.
“Likes,” “follows,” “shares,” or other interactions by TPW or third parties should not be interpreted as endorsements, recommendations, or testimonials of any person, entity, security, or service. TPW is not responsible for user-generated content or third-party comments and may remove or restrict content at its discretion, subject to applicable laws and regulations.
Communications, Chat, and Messaging
Communications with TPW—including telephone calls, voicemails, emails, text messages, and any chat, messaging, or similar tools (including AI-assisted chat) available on or through this website or linked platforms (collectively, “Communications”)—are provided for convenience and general informational purposes only. Communications do not constitute personalized advice, do not create an advisory or tax-client relationship, and should not be relied upon as the primary basis for any financial, investment, or tax decision.
TPW may record, monitor, or retain Communications in accordance with firm policies and applicable legal and regulatory requirements, including for compliance, supervision, recordkeeping, training, and quality-control purposes. Users should not transmit sensitive personal information (such as account numbers, Social Security numbers, or other confidential data) via chat, text message, email, or other unsecured channels.
Nothing communicated through Communications constitutes investment, tax, legal, or accounting advice. Clients and prospective clients should consult their own professional advisers before implementing any strategy or making any changes based on such communications.